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Clydesdale Bank Plc

Financial Ombudsman decision DRN-6288615 Upheld

Upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Mar 12deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Credit file reporting

In the Ombudsman’s words

Mr A complains that Clydesdale Bank Plc trading as Virgin Money (“Virgin”) treated him unfairly when it defaulted his account.Treatment in financial difficulty
Mr A wants Virgin to remove the negative information it has reported about himCredit file reporting

Rules cited

FCA Consumer Duty (PRIN 2A)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6288615.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.