Bank of Scotland Plc

Financial Ombudsman decision DRN-6284459 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Jul 09deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Credit file reporting

In the Ombudsman’s words

treated him unfairly when applying a default regarding missed repayments on a loanTreatment in financial difficulty

ensure that a consumer’s credit file accurately reflects their positionCredit file reporting

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6284459.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.