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Evergreen Finance London Limited

Financial Ombudsman decision DRN-6272622 Upheld

Upheldoutcome, as published by the Ombudsman
—no sum stated
Tue May 26deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr W complains that Evergreen Finance London Limited trading as MoneyBoat.co.uk (“MoneyBoat) lent to him irresponsiblyIrresponsible lending
It should remove any adverse information recorded on Mr W’s credit file in relation to loans 4 and 5.Credit file reporting

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6272622.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.