PDL Finance Limited
Financial Ombudsman decision DRN-6237931 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
£1,500redress stated in the decision
Thu May 14deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mrs B complains that PDL Finance Limited trading as Mr Lender (“Mr Lender”) lent to her irresponsibly.Irresponsible lending
Plus Mrs B seems to have accepted the outcome for the third loan as she has asked that an ombudsman reviews Loans 1 and 2 only. Her main concern surrounds the fact that she was using her overdraft and was, in her view, overindebted.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6237931.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.