HSBC UK Bank Plc
Financial Ombudsman decision DRN-6201051 Upheld
Upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
Thu Apr 02deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Charges and fees, Credit file reporting
In the Ombudsman’s words
he is concerned by the contradictory information he has received... potential for him to incur late feesCharges and fees
potential for him to incur late fees and credit file damageCredit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6201051.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.