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Clydesdale Bank Plc

Financial Ombudsman decision DRN-6174443 Not upheld

Not upheldoutcome, as published by the Ombudsman
£765redress stated in the decision
Wed Mar 25deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Product mis-sold

In the Ombudsman’s words

remove all adverse information regarding this account from Miss A’s credit fileCredit file reporting
failed to carry out thorough enough financial checks before it approved two credit card accounts for herProduct mis-sold

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6174443.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.