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MONZO BANK LIMITED

Financial Ombudsman decision DRN-6159848 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Tue May 12deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Unauthorised transaction, Complaint handling

In the Ombudsman’s words

Ms R complained because Monzo Bank Ltd refused to refund her for payments she said she hadn’t authorised.Unauthorised transaction
it had exceeded the time limits for providing Ms R with an outcome, so it paid her £25 compensation.Complaint handling

Rules cited

Payment Services Regulations 2017

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6159848.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.