Clydesdale Bank Plc
Financial Ombudsman decision DRN-5921576 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Dec 31deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
APP scam refund refused, Support for vulnerable customers
In the Ombudsman’s words
Mrs S complains that Clydesdale Bank Plc, trading as Virgin Money, won’t refund £15,000 she lost to an investment scam.APP scam refund refused
Mrs S has referenced her vulnerability at the time of the scam, I’ve not seen anything to suggest Virgin Money were aware of her circumstances at the time.Support for vulnerable customers
Rules cited
CRM Code (APP scam reimbursement), Payment Services Regulations 2017
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5921576.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.