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National Westminster Bank Plc

Financial Ombudsman decision DRN-5907616 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Apr 09deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Unauthorised transaction, Complaint handling

In the Ombudsman’s words

Mr D complains National Westminster Bank PLC (“NatWest”) declined his request to refund three payments from his account that he says he didn’t authorise.Unauthorised transaction
Mr D feels NatWest should have done more to protect his money and that the payment offered for complaint handling delays was insufficient.Complaint handling

Rules cited

Payment Services Regulations 2017

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5907616.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.