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Financial Ombudsman decision DRN-5878546 Not upheld
Not upheldoutcome, as published by the Ombudsman
£400redress stated in the decision
Wed Dec 31deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mrs S then made a claim with NewDay, asking it to refund her under Section 75 of the Consumer Credit Act 1974 (S75 CCA).Card dispute or chargeback
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5878546.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.