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HSBC UK Bank Plc

Financial Ombudsman decision DRN-5839909 Upheld

Upheldoutcome, as published by the Ombudsman
£26,484redress stated in the decision
Tue Dec 16deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

APP scam refund refused, Card dispute or chargeback

In the Ombudsman’s words

Ms A complains that HSBC UK Bank Plc ought to have done more to protect her from fraud and recover her losses.APP scam refund refused
HSBC rejected that opinion on the basis that the success of a chargeback dispute is speculativeCard dispute or chargeback

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5839909.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.