Northern Bank Limited

Financial Ombudsman decision DRN-5800907 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Wed Feb 25deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Credit file reporting

In the Ombudsman’s words

he believed the delay resulted in NBL issuing a Notice of Default and applying an £8 late‑payment fee, which he said affected his credit file.Charges and fees

Mr D complains that Northern Bank Limited trading as Danske Bank (NBL) incorrectly registered a late payment marker and default against him.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5800907.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.