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Halifax Limited
Financial Ombudsman decision DRN-5752185 Not upheld
Not upheldoutcome, as published by the Ombudsman
£6,981redress stated in the decision
Thu Sep 25deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Halifax declined Mr S’s claim and didn’t uphold his complaint. It said that it couldn’t find evidence to support a breach of contract or misrepresentation by the booking company under section 75 of the Consumer Credit Act 1974 and that its claim for a refund had been rejected by the booking company.Card dispute or chargeback
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5752185.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.