HSBC UK Bank Plc
Financial Ombudsman decision DRN-5539321 Not upheld
Not upheldoutcome, as published by the Ombudsman
£1,800redress stated in the decision
Thu Sep 04deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mrs J complains that Marks & Spencer Financial Services plc, trading as M&S Bank, won’t refund to her the deposit that she paid for a bathroom installation.Card dispute or chargeback
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5539321.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.