Santander UK Plc
Financial Ombudsman decision DRN-5495937 Upheld
Upheldoutcome, as published by the Ombudsman
£139redress stated in the decision
Fri May 23deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Santander considered whether it could raise a chargeback, which is a process of asking for a refund via the card scheme rules – Mastercard.Card dispute or chargeback
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5495937.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.