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NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY
Financial Ombudsman decision DRN-5423559 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Tue Apr 22deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Charges and fees
In the Ombudsman’s words
unfairly provided him with an overdraft that was unaffordableIrresponsible lending
continued applying charges to his overdraft even after it should have realised that he couldn’t sustainably repay itCharges and fees
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5423559.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.