Lloyds Bank PLC

Financial Ombudsman decision DRN-5253673 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Apr 28deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Unauthorised transaction, Service failure

In the Ombudsman’s words

fraudulent transactions from its accountUnauthorised transaction

failed in its duty of care to P as it should have identified the transactions to Mr R were suspicious much soonerService failure

Rules cited

Payment Services Regulations 2017

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5253673.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.