Santander UK Plc
Financial Ombudsman decision DRN-5113922 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Tue Mar 18deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Mortgage administration
In the Ombudsman’s words
Mr W complains that Santander UK Plc lent irresponsibly when agreeing his interest only mortgage in 2008.Irresponsible lending
I’ve considered the merits of Mr W’s complaint about the way Santander dealt with him after his original mortgage term came to an end.Mortgage administration
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5113922.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.