Lloyds Bank PLC

Financial Ombudsman decision DRN-5099192 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Wed Jun 25deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Treatment in financial difficulty, Credit file reporting

In the Ombudsman’s words

Lloyds decided to close Miss B’s account due to her abusive behaviourAccount closed or refused

Miss B’s main complaint is her treatment by Lloyds whilst in financial difficultiesTreatment in financial difficulty

Lloyds recorded a default against Miss B’s credit fileCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5099192.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.