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Blue Motor Finance Limited

Financial Ombudsman decision DRN-5033104 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Dec 23deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending

In the Ombudsman’s words

Ms B complains that Blue Motor Finance Ltd (“BMF”) failed to carry out proportionate checks before providing her with a credit agreement which she says she wasn’t able to sustainably afford.Irresponsible lending

Rules cited

FCA CONC (Consumer Credit sourcebook)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5033104.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.