Nationwide Building Society

Financial Ombudsman decision DRN-4923468 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Tue Oct 08deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Charges and fees

In the Ombudsman’s words

Mr B complains that Nationwide Building Society lent irresponsibly when it approved his overdraft application and later increased the limit.Irresponsible lending

I’m going to tell Nationwide to refund all interest, fees and charges applied to Mr B’s account from that date.Charges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4923468.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.