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Evergreen Finance London Limited
Financial Ombudsman decision DRN-4824687 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Jul 18deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mr L complains that Evergreen Finance London Limited trading as MoneyBoat.co.uk (MoneyBoat) lent to him irresponsibly.Irresponsible lending
The overall pattern of Mr L’s borrowing for loan 6 onwards means any information recorded about loans 6 to 9 are adverse, and should remove entirely from Mr L’s credit file.Credit file reporting
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4824687.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.