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American Express Services Europe Limited

Financial Ombudsman decision DRN-4806650 Partly upheld

Partly upheldoutcome, as published by the Ombudsman
£150redress stated in the decision
Mon Jun 17deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Service failure

In the Ombudsman’s words

Mr F complains that American Express Services Europe Limited (AESEL) (Amex) unfairly closed his credit card account after asking him to provide information.Account closed or refused
The investigator said that Amex hadn’t treated Mr F fairly when it had closed his account immediately. She also said that Amex had provided Mr F with poor service when it sent him a default letter, and when he called Amex.Service failure

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4806650.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.