Barclays Bank UK PLC

Financial Ombudsman decision DRN-4791267 Upheld

Upheldoutcome, as published by the Ombudsman

£500redress stated in the decision

Fri Jul 12deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Mortgage administration

In the Ombudsman’s words

Mr K complains that Barclays Bank UK PLC have incorrectly reported his buy-to-let mortgage accounts as being in arrears.Credit file reporting

The arrears resulted from Mr K’s errors in this case. Barclays’ actions after those errors were made compounded the problem, but they did not cause them.Mortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4791267.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.