National Westminster Bank Plc

Financial Ombudsman decision DRN-4757734 Upheld

Upheldoutcome, as published by the Ombudsman

£600redress stated in the decision

Wed May 22deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Unauthorised transaction, Credit file reporting

In the Ombudsman’s words

Mr F complains National Westminster Bank Plc (“NatWest”) won’t refund him for transactions he didn’t authoriseUnauthorised transaction

Remove any adverse credit markers NatWest has added against Mr F’s current accountCredit file reporting

Rules cited

Payment Services Regulations 2017

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4757734.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.