Clydesdale Bank Plc
Financial Ombudsman decision DRN-4692809 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Apr 22deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mr O has complained about a credit card Clydesdale Bank Plc (trading as “Virgin Money”) has been providing to him. He says he was provided with a credit card with very high limits even though he was only making minimum payments.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4692809.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.