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Tesco Personal Finance Limited

Financial Ombudsman decision DRN-4611566 Upheld

Upheldoutcome, as published by the Ombudsman
£1,450redress stated in the decision
Mon Mar 11deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Card dispute or chargeback, Product mis-sold

In the Ombudsman’s words

Tesco considered the matter and noted that Ms B raised the issue to it over 120 days after entering the contract. So it didn’t think a Chargeback had a reasonable prospect of success.Card dispute or chargeback
Ms B says she was coerced into this agreement by the TR company and that that it was fraudulent.Product mis-sold

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4611566.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.