Madison CF UK Limited

Financial Ombudsman decision DRN-4588807 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr I complains that Madison CF UK Limited trading as 118 118 Money irresponsibly provided him with a credit card account which was unaffordable for him.Irresponsible lending

Remove any related adverse information from Mr I’s credit file once the outstanding balances have been repaid.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4588807.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.