HSBC UK Bank Plc
Financial Ombudsman decision DRN-4586713 Upheld
Upheldoutcome, as published by the Ombudsman
£150redress stated in the decision
Tue Apr 02deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Funds blocked or frozen, Credit file reporting
In the Ombudsman’s words
HSBC inhibited B’s account, restricting payments that could be made from it.Funds blocked or frozen
Those showed on B’s credit files and made it more difficult to obtain credit.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4586713.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.