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London Mutual Credit Union Limited
Financial Ombudsman decision DRN-4408580 Not upheld
Not upheldoutcome, as published by the Ombudsman
£180redress stated in the decision
Tue Dec 05deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Unauthorised transaction, Complaint handling
In the Ombudsman’s words
Mrs S has complained London Mutual Credit Union Limited won’t refund money for cash machine withdrawals.Unauthorised transaction
London Mutual apologised for the late delivery of her replacement card and PIN in December 2022. They also explained that due to system issues, withdrawals between 13 and 25 December 2022 didn’t appear on statements until January 2023.Complaint handling
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4408580.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.