HSBC UK Bank Plc
Financial Ombudsman decision DRN-4374133 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Feb 26deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Charges and fees
In the Ombudsman’s words
Mr Z complains that HSBC UK Bank Plc acted irresponsibly when they agreed to an overdraft on his account.Irresponsible lending
he complained to HSBC looking for a refund of charges and fees as he believes their lending to have been irresponsible and unaffordable.Charges and fees
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4374133.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.