Clydesdale Bank Plc
Financial Ombudsman decision DRN-4306673 Not upheld
Not upheldoutcome, as published by the Ombudsman
£243redress stated in the decision
Thu Feb 01deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mr J complains that Clydesdale Bank Plc trading as Virgin Money unfairly refused his application to port his mortgage product which meant he had to pay an early repayment charge (“ERC”) and lost the mortgage product.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4306673.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.