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Creation Financial Services Limited

Financial Ombudsman decision DRN-4299577 Upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Charges and fees

In the Ombudsman’s words

Mrs M complains that Creation Financial Services Limited didn’t default her account when she went into a payment arrangementTreatment in financial difficulty

Creation charged fees to her account after she had notified it that she was in financial difficultiesCharges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4299577.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.