HSBC UK Bank Plc
Financial Ombudsman decision DRN-4296273 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Tue Jan 01deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Treatment in financial difficulty, Charges and fees
In the Ombudsman’s words
Mr G was dis-satisfied with this and brought his complaint to this service... Mr G’s statements showed that Mr G hadn’t seen or maintained a credit balance for an extended period of time.Treatment in financial difficulty
Mr G has complained that HSBC UK Bank Plc (“HSBC”) acted unfairly by continuing to apply charges to his account when he was in financial difficulty.Charges and fees
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4296273.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.