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MARKS AND SPENCER FINANCIAL SERVICES PLC
Financial Ombudsman decision DRN-4276348 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Tue Dec 05deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Miss R says Marks & Spencer Financial Services Plc, trading as M&S Bank, has treated her unfairly in relation to a transaction on her credit card which paid for flights for her and another.Card dispute or chargeback
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4276348.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.