Lloyds Bank PLC

Financial Ombudsman decision DRN-4254340 Upheld

Upheldoutcome, as published by the Ombudsman

£3,786redress stated in the decision

Wed Aug 02deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Mortgage administration

In the Ombudsman’s words

must amend their credit file reporting accordingly from November 2021 onwards to show that no default occurred.Credit file reporting

Lloyds Bank PLC didn’t update her address and telephone number on her Bounce Back Loan (“BBL”) account.Mortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4254340.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.