Clydesdale Bank Plc
Financial Ombudsman decision DRN-4102115 Not upheld
Not upheldoutcome, as published by the Ombudsman
£75redress stated in the decision
Sat Sep 16deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Service failure
In the Ombudsman’s words
Mr D says the mistake has impacted his credit fileCredit file reporting
Virgin Money didn’t tell him he didn’t have enough money in his account for a direct debit payment to be madeService failure
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4102115.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.