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Co-operative Bank Financial Advisers Limited

Financial Ombudsman decision DRN-4051980 Upheld

Upheldoutcome, as published by the Ombudsman
£150redress stated in the decision
Thu Apr 27deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

APP scam refund refused, Complaint handling

In the Ombudsman’s words

The complaint Mr C complained about The Co-operative Bank plc’s actions when he reported a fraudulent transaction on his account.APP scam refund refused
Mr C told this service that the Co-op had treated him badly, incompetently and unprofessionally by taking the £95 from his account contrary to the banking codeComplaint handling

Rules cited

Payment Services Regulations 2017

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4051980.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.