Madison CF UK Limited

Financial Ombudsman decision DRN-4035549 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Apr 24deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

118 118 Money provided Mr C with a loan for £1,000.00 in August 2018. This loan was due to be repaid in 24 monthly instalments of just under £80. One of our adjudicators reviewed Mr C’s complaint and he thought 118 118 Money shouldn’t have provided Mr C with his loan.Irresponsible lending

removing any and all adverse information recorded about this loan from Mr C’s credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4035549.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.