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Creation Financial Services Limited

Financial Ombudsman decision DRN-4005688 Upheld

Upheldoutcome, as published by the Ombudsman
£262redress stated in the decision
Fri Apr 07deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Credit file reporting

In the Ombudsman’s words

Creation Financial Services Limited (“Creation”) have wrongly asked her to pay £1,182.95 to settle her car finance account.Charges and fees
Creation should remove any adverse information regarding this agreement from Miss O’s credit fileCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4005688.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.