Metro Bank PLC

Financial Ombudsman decision DRN-3988763 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Tue Mar 28deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Unauthorised transaction, Identity checks and access

In the Ombudsman’s words

Mr M is unhappy Metro Bank Plc is holding him liable for a loan which he says he didn’t apply for.Unauthorised transaction

Mr M tried to obtain a copy of his credit report and found out someone else had registered in his name.Identity checks and access

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3988763.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.