Lloyds Bank PLC

Financial Ombudsman decision DRN-3974030 Upheld

Upheldoutcome, as published by the Ombudsman

£400redress stated in the decision

Mon Apr 10deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Funds blocked or frozen, Complaint handling

In the Ombudsman’s words

the account wasn’t properly up and running until 14 March 2022Funds blocked or frozen

Lloyds hasn’t been consistent in what it’s saidComplaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3974030.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.