Lloyds Bank PLC

Financial Ombudsman decision DRN-3963106 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Apr 20deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Credit file reporting

In the Ombudsman’s words

Lloyds closed his account on 13 November 2021 and registered a default with the credit reference agencies.Account closed or refused

Mr T complains that Lloyds Bank PLC (‘Lloyds’) have unfairly registered a default in relation to his bank account.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3963106.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.