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Santander UK Plc

Financial Ombudsman decision DRN-3923525 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Mar 10deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Unauthorised transaction, Credit file reporting

In the Ombudsman’s words

Mr M complains Santander UK Plc (“Santander”) won’t refund a payment made from his account which he didn’t authorise.Unauthorised transaction
Because of this Mr M says his credit has been adversely affected, and he wants it corrected.Credit file reporting

Rules cited

Payment Services Regulations 2017

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3923525.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.