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Barclays Bank UK PLC

Financial Ombudsman decision DRN-3876562 Upheld

Upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Mar 31deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting

In the Ombudsman’s words

Mr R is complaining Barclays Bank UK PLC applied a default on his credit file after he missed a repayment on his fixed sum loan agreement.Credit file reporting

Rules cited

UK GDPR / Data Protection Act 2018

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3876562.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.