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Madison CF UK Limited
Financial Ombudsman decision DRN-3846588 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Jan 04deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mrs S complains that Madison CF UK Limited trading as 118 118 Money irresponsibly provided her with a credit card and increased the credit limit when she was unable to afford the repayments.Irresponsible lending
Rules cited
FCA CONC (Consumer Credit sourcebook)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3846588.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.