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J.D. WILLIAMS & COMPANY LIMITED
Financial Ombudsman decision DRN-3818498 Upheld
Upheldoutcome, as published by the Ombudsman
£498redress stated in the decision
Wed Feb 08deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Charges and fees
In the Ombudsman’s words
Mr S says J D Williams & Company Limited (“J D Williams”) irresponsibly lent to him.Irresponsible lending
He has requested that the interest and late payment charges he paid on his account be refunded.Charges and fees
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3818498.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.