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Bank of Scotland Plc
Financial Ombudsman decision DRN-3814671 Not upheld
Not upheldoutcome, as published by the Ombudsman
£725redress stated in the decision
Tue Feb 07deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
I don’t think it would be responsible for Halifax to loan her any additional funds while she remains unable to meet her CMPs and has significant arrears.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3814671.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.