Lloyds Bank PLC

Financial Ombudsman decision DRN-3780362 Not upheld

Not upheldoutcome, as published by the Ombudsman

£5redress stated in the decision

Tue Dec 06deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Charges and fees

In the Ombudsman’s words

Miss N may have been paying £5 on nine occasions which may not have been affordable for herTreatment in financial difficulty

they charged her interest, which they shouldn’t have doneCharges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3780362.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.