Morses Club Limited
Financial Ombudsman decision DRN-3727786 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Nov 18deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Miss W complains that Morses Club PLC (Morses) provided her a loan during a time that she was having financial difficulties and having to take out other payday loans to settle existing loans.Irresponsible lending
Miss W says that Morses has recorded this account as a catalogue account on her credit file – which isn’t correct.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3727786.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.